GAP Insurance Program

We offer Auto GAP Insurance Contracts with various levels of coverage & term options.

What does your company need? We can deliver!

Our Mission is to build long term partnerships with your company and produce satisfied customers through the sale of our products.

Coverage Benefits & Features:

  • Franchised GAP (125% or 150% MSRP)
  • Franchised GAP Plus (150% MSRP)
  • Non-Franchised 4-Tier GAP (125% or 150% MSRP)
  • Buy Here Pay Here GAP (125% or 150% MSRP)

Additional Details:

  • MSRP Limits: 150% or 125% depending on your dealership’s needs
  • Deductible Coverage: $1,000
  • Maximum Term: 84 Months
  • Private Passenger Commercial Coverage included at no additional charge
  • No denials for late submission of benefit request
  • Insured by an AM Best “A” rated carrier
  • Primary Insurance Settlement vs. Contractual Payoff

Claims & Customer Service:

  • Our on-line Dealer Access Portal (DAP) allows you to sell and manage
    the sale of VSC & GAP contracts on the same portal.
  • Fully integrated with the top menu and DMS systems in the nation
  • Quick & easy claims service.

Revenue Enhancements:

  • Reinsurance Company setup & administration.
  • BH/PH Reinsurance Options.
  • Earn investment income & potential tax advantages of a small insurance
    company.

Atlantic Auto Aid: Experts to the Buy Here, Pay Here Community